The purpose of life insurance is provide your family with a safety net. How much you need is best decided by working with a qualified financial planner. Things to include are your current assets and investments. How much do you currently have saved and how much earning power will be available for supporting your family in your absence? Compare that amount to your anticipated liabilities and expenses. Moreover, don't forget to include items such as college tuition for your children or paying off your mortgage, in addition to your standard living expenses. Visit BXS Insurance for a life insurance quote today.