The holidays are quickly approaching, and that means shopping, shopping and more shopping! Here are a few tips to help you get through the holidays without breaking your piggy bank:
Use a Budget
The best way to experience joy during and after the holiday season is to spend only what you can afford. Make a list of all of the things you plan to spend money on throughout the holidays, such as gifts, costs of trips to visit relatives, costs of cooking, etc. Then, develop a spending plan for these items and stay within your budget. If you need some assistance with your holiday budgeting, let BudgetWi$e from BancorpSouth help you manage your expenses.
Avoid Impulse Buying
Determine what you want to buy for each person, and then stick to your plan. Veering from your plan and budget may lead to expensive and often unneeded impulse buys.
Take some time to comparison shop whether online or in person. Do your homework and make sure you’re getting the best deal for what you’re purchasing. This is especially important when looking at costs associated with traveling over the holidays.
Conveniently track your holiday spending by using your BancorpSouth credit or debit card for all your expenses. Give us a call at 1-888-797-7711 to learn more.