Online shopping has become increasingly popular over the past few years. Having an easy-to-access marketplace that’s open 24/7, where any product is at your fingertips, is great. But it’s important to be cautious when shopping online. Follow these tips below to help ensure your purchases are secure.
Consider using credit cards when shopping online.
Credit cards generally offer additional protection because they aren’t linked to funds you own. Additionally, most credit cards have a limit to the amount you’re responsible for if your account information is stolen. At BancorpSouth, you can find comfort in knowing that our Mastercard® credit cards are protected against unauthorized purchases, whether they occur online, by telephone, or in stores with Mastercard® credit cards.
Always look for the ‘https’ URL when shopping online.
The added ‘s’ at the end of ‘http’ means the site you’re visiting is encrypted, so your financial data (such as your credit card details) are kept private. In most cases, the text in the URL is preceded by a padlock symbol, which also means your information is protected.
Avoid shopping via public Wi-Fi.
It may be more convenient to use public Wi-Fi, but there are many risks. Most hotspots are not secure, so your information is available for any hacker to use. Instead, opt for your mobile phone carrier’s network.
If an online deal seems too good to be true – avoid it.
Be cautious of bait-and-switch scams and any website that looks questionable. Check to see if the site is reliable and if anyone has reviewed the product, company or deal.
Only share what’s required for your purchase.
You’ll likely need to give your name, address, phone number, email and credit card information. It’s best to just fill in the required information fields that have asterisks.
By following these tips, you’ll be able to enjoy online shopping for the holidays and keep your financial information safe as well.
To learn more about the credit cards available at BancorpSouth, click here, or call (800) 844-2723.