The holidays are a time full of merry gift-giving and cheer. But, the fastest way to ruin the holiday spirit is getting into debt from overspending throughout the holidays. Luckily, it’s possible to shop without going over budget.
Make Your List and Check It…Off
Don’t wait until the holiday season to purchase holiday gifts. Not only is it crowded and stressful, but you’ll likely pay more for gifts as the holidays get closer. Create a budget for each person on your list and stick to it. Once you make a purchase for someone, check it off your list.
Redeem Your Rewards
If you have a credit card or other rewards program, use those rewards to purchase gifts or travel for the holidays. To see what rewards are available to you with your BancorpSouth credit card, click here.
Plan to Shop During Sales Events
You can save a lot of money by shopping during sales or promotional events, even before the holidays kick into gear. Use coupons you receive in the mail and signup to receive emails to keep you informed about specials or other holiday deals.
Track Your Spending
After each holiday season, track exactly what you’ve spent and establish your budget for the next year. That way, you can prepare more effectively for your gift-giving or travel arrangements. Open a savings account at BancorpSouth to help you save for the holidays throughout the year.
The holiday season doesn’t have to be stressful. This year, make your holidays a little brighter with some planning and dedication.